Sarasota Mortgage Blog

Some people don’t know the first thing about getting a mortgage loan. Applicants who don’t recognize key differences in the application process from anything they’ve applied for are often disappointed when a lender denies their mortgage loan application. Here’s six tips to help you get approved. Educating yourself is key, and there are a number … Continued

House2Home Community Plus Here at Land Home Financial Sarasota, it’s our honor to offer up to 6% in down payment assistance on Conventional Loans in the form of an interest-free soft second forgiven over a 3-year period for our hometown heroes! Who is eligible: Peace Officers, Sheriff, Border Patrol Agents, Correctional Officer, others serving in … Continued

Get Money for a Down Payment Whether you’re purchasing an existing home, building a new home or planning to fix up an older home, you’re probably excited about the prospect of closing the deal and moving in. Not so fast. Buying a home is an expensive proposition – the biggest investment that most families ever make. While … Continued

A tight budget, an expensive home renovation and the desire to get your home paid off quicker are all good reasons to refinance your home. But what does refinancing your home mean and how can it help you achieve your financial goals? Take a look at the definition of home refinancing and what it can … Continued

Best Place to Find a Home When you’re deciding the best place to find a home it can be said that “home is where the heart is.” Here are the most important factors to help you find a home that suits the needs of you and your family. 1. Affordability No matter what your pay … Continued

20 Reasons to join LHFS Land Home is a privately-owned mortgage banker, opened in 1988. We strive to promote and live by a community-based philosophy with our external customers and internal LHFS community. Land Home Financial is committed to servicing its customers by providing home loan options that best fit their needs. Does Your Company … Continued

For-Keeps New Years Resolutions for Homeowners We all make New Year’s resolutions, but let’s be honest, most are wishful thinking. By February, that “lose 20 pounds” or “learn Spanish” resolution has gone right out the window. But not for you, new homeowner. This year is different. Your first 12 months of homeownership set the tone … Continued

Preferred Lender for All Builders What we found working with many other builders is that they usually have their own lender and then a list of three preferred builder lenders to choose from if their in-house lender cannot approve them they select from the Alternative List. As a builder you can’t afford to NOT have … Continued

Host Like a Champ! Whether it is your first time hosting or you are a Turkey-serving veteran, Land Home Sarasota realizes hosting a Thanksgiving dinner can be a lot of work. However, if you keep organized, hosting Thanksgiving in your home can be a wonderful experience, full of happy memories. 1. Never turn down help. … Continued

5 Budgeting Tips A house is likely to be the most expensive purchase you’ll ever make. And if you’ve waited a long time for this day to come, you’ve undoubtedly thought about the features you desire – maybe you’re craving a huge master bedroom with walk-in closets, or perhaps a gourmet kitchen. We’ve listed five … Continued